Wednesday, August 24, 2011

A Gigantic Casino?


 A Winning Hand

Some people think of the stock market as a gigantic casino and worry about getting ripped off. Part of the reason is that they act as if it is a casino. In the short term, the stock market goes up and down a lot, often for no apparent reason. Over the long term, the market moves with the economy and is much more stable, particularly if your portfolio is widely diversified. If you hold one stock or a handful of stocks or trade a lot, you are taking big bets. If you spread the risk among thousands of companies around the world, the risk of an unfavorable outcome drops dramatically. One of the biggest mistakes people make is trading in and out of the market based on today’s headlines. If you trade aggressively or if you hold only a few stocks, you may win big. A lottery ticket will also pay off for someone. But do you really want to trust your future to a game of chance with slim odds? Why not use a thoughtfully designed portfolio instead? Skip the casino with your investments and the chances of a winning hand will be much better.