Monday, July 2, 2012

Cranky and Pessimistic


Muddling Through

The economic and political news has been terrible. Most people I talk to are scared and frustrated. They are impatient and skeptical that things will ever improve. 

No one can predict the future but usually things are not as hopeless as they seem in the bad times and not as wonderful as they appear in boom periods. Nothing lasts forever. There are signs that the economy is getting better. But it’s getting better at its own pace; not as fast as we’d like.

This sluggish pace isn’t necessarily bad for investors. As long as the economy chugs along, the stock market is inclined to go along for the ride. If the economy surges, the Federal Reserve has to slam on the brakes. If the economy grows too slowly, the U.S. could sink back into a recession.

But more often than not, we muddle through. It’s not a stirring rallying cry but for a well positioned investor, this can produce great results. Since investors have had a disappointing decade, they are cranky and pessimistic.

Acting on those feelings instead of considering the many factors that go into successful long-term investing could do even more damage to already battered investors.